There are many different costs associated with addiction and getting treatment for it.  Addiction can have a devastating impact on relationships, family, life, and upon finances as well.  When someone is seeking substance abuse treatment for themselves or a loved one, there are multiple considerations that they may have in regard to finances.

Insurance Coverage

There is a wide range of medical insurance coverage levels when it comes to paying for addiction treatment.  There are a few different types of treatment, which are outpatient, inpatient, residential, and detox.  An insurance plan may cover some of these or none at all.  It may cover the full cost of the treatment, partial cost, or none at all.  It is important to look over your plan or contact your insurance company to find out what benefits are available in this area.

When insurance is not able to be relied on for treatment, there are other options to look into for paying for treatment, such as self-pay, and some will even have payment plans.  In the event this is not feasible, state-funded treatment can be looked into.

Length of Treatment

There are several factors that can determine the length of an individual’s treatment program.  Being that each person is unique and has different aspects underlying their addiction that need to be addressed, the length can vary greatly depending upon these.  Most treatment programs average between 30-90 days, though there are some that go much longer.  The program needs to be of great enough length to address the person’s overall addiction, as well as any underlying issues.


Detox is a very important part of a treatment program.  The length of a detox can vary for each individual.  Since some people have heavier physical dependencies or are on a harder substance, these may take longer than others.  While most detoxes will include certain elements such as medications for withdrawal symptoms, proper food, or any holistic methods, there are some cases in which an individual may need more intensive medical handling as well.

Personal Life

A person many times has certain aspects of their day to day life that can become financially burdensome while they are away for treatment. This includes factors such as:

  • Job Arrangements
  • Legal Issues
  • Bill Payment

While all of these can be difficult to deal with or handle, they are important to take care of so that the person can get the treatment that they need.  Addiction tends to get worse over time, so putting off treatment due to these reasons can just compound the situation.

Making a Final Decision

It is important to gather all of the data in regards to the above so that a proper decision can be made.  Finances can be a difficult proposition to figure out when needing to attend treatment but it should not be the reason someone does not attend.  Look over what the most suitable length will be for yourself or your loved one.  Be sure to fully verify whether your insurance does or does not cover treatment, and if not, figure out the costs related to the chosen treatment program.  Even with no insurance coverage, there are other alternatives.

If you are seeking help for yourself or a loved one with an addiction, give us a call today.  We are knowledgeable and experienced in treatment centers across the country.  We know it can sometimes be difficult to find a suitable one to fit all of the criteria you are searching for, but we can make the process easier.  Give us a call today and we will help you find the perfect private inpatient treatment center.